Straight comparisons of personal, auto, mortgage, student, and business loans — compared on cost, terms, and fit. We tell you how we compare lenders and how we get paid.
Each guide opens with the short answer, then a side-by-side comparison you can actually read. Or by situation: fair credit · debt consolidation · not sure? 60-second pointer · Guides: car-buying · mortgage shopping · rate trends
Debt consolidation, big purchases, emergencies.
Compare →New, used, and refinancing your current car loan.
Compare →Buying a home or refinancing your mortgage.
Compare →HELOCs and home equity loans — borrow against what you own.
Compare →Refinance or consolidate existing student debt.
Compare →Working capital, equipment, and lines of credit.
Compare →Payment, term-cost, and payoff math.
Open →A taste of the full list — ten verified lenders plus the credit unions and nonprofits most sites skip.
| Lender | Type | |
|---|---|---|
S SoFi |
Online bank | Compare → |
L LightStream |
Direct lender | Compare → |
U Upstart |
Online lender | Compare → |
Every lender is compared on the things that actually cost you money: APR range and fees, loan terms and flexibility, eligibility, funding speed, and customer experience. We publish the full method and weights.
If we haven't verified a lender from its own official site, we don't list it. Nothing changes who appears here or how we describe them.
Read the full method →James held professional designations in Financial Planning, Life Insurance, and Estate Planning, and was a licensed Florida mortgage broker, real estate broker, and life insurance agent. He reviews our guides for accuracy and sound judgment.